Third Coast Bank Merger

"We are thrilled to join forces with Keystone — a partnership that aligns with our strategy to strengthen our presence in the greater Austin market, perfectly complementing our Texas Branch network."
 
— Bart Caraway
Founder, Chairman, President & CEO of Third Coast Bank
 
“Our team is extremely excited to partner with Third Coast. We are united by a common vision, shared values, and a commitment to exceptional customer service, innovation and community focus. By combining our resources and expertise, we are poised to deliver premier banking solutions, cutting- edge technology and convenience with a personal touch and community-oriented banking services, while fostering future growth throughout greater Austin.”
 
— Jeff Wilkinson
Founder, Chairman, & CEO of Keystone Bank


Third Coast Bancshares, Inc. and Keystone Bancshares, Inc. Announce Definitive Merger Agreement

Once completed, Combined Total Assets to Exceed $6 Billion

HOUSTON and AUSTIN, TX – October 22, 2025 – Third Coast Bancshares, Inc. (“Third Coast”) (NYSE & NYSE Texas: TCBX), the parent company of Third Coast Bank, and Keystone Bancshares, Inc. (“Keystone”), the parent company of Keystone Bank, SSB (“Keystone Bank”), today jointly announced the signing of a definitive merger agreement pursuant to which Third Coast will acquire Keystone in a stock and cash transaction valued at approximately $123 million based on Third Coast’s closing stock price as of October 21, 2025. Once the transaction is completed, the combined company will have pro forma total assets in excess of $6 billion.

Pursuant to the terms of the merger agreement, the combined company will operate under the Third Coast name and brand. The partnership presents a unique opportunity to combine two culturally aligned community banks and strengthen Third Coast’s position in the greater Austin market. Keystone Bank, headquartered in Austin, Texas, operates two branches in the Austin market, one branch in Ballinger, Texas, and one loan production office in Bastrop, Texas.

Please read the full press release here.

 

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