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Post Date: 10/06/2022
Email Resume to: [email protected]

Job Description:

The primary purpose of the Credit Analyst position is to analyze financial information and assess the risk of offering credit to businesses and individuals.

Responsibilities:

  • Prepare written credit-approval packages for approval presentation
  • Research, examine, and quantify the degree of credit risk involved in a credit
  • Evaluate customer records and recommended payment plans based on submitted financial data
  • Generate financial ratios, using computer programs, to evaluate a customers’ financial capacity
  • Analyze financial data such as income growth, quality of management and market share of customers
  • Prepare various monthly reports for presentation to senior management
  • Perform other job related duties as assigned

Qualifications:

  • Bachelor’s degree in business related major with at least two accounting courses
  • 2-3 years banking credit analyst experience required
  • Commercial real estate cash flow analysis experience, preferred
  • Strong analytical ability
  • Proficiency in Microsoft Word and Excel is required
  • Possesses the ability to communicate at a high level both verbally and in writing
  • Motivated self-starter and an active learner
  • Careful attention to detail and time management skills are essential
  • Demonstrate a high level of knowledge of Bank Secrecy Act and OFAC related responsibilities in the performance of daily operations to ensure adherence to bank 

Benefits:

Job Type: Full-time

Benefits:

  • 401(k)
  • Dental insurance
  • Flexible schedule
  • Health insurance
  • Paid time off
  • Vision insurance

Schedule:

  • 8 hour shift

Ability to commute/relocate:

  • Austin, TX 78738: Reliably commute or planning to relocate before starting work (Required)

EMAIL RESUME TO: [email protected]

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