Flexible financing for any “what-if”

From everyday expenses to long-term goals, a line of credit is always there when and how you need it.

Benefits You'll Love

  • Competitive rates and local processing
  • Revolving credit — accessible anytime
  • Only pay for the cash you use
Kasasa Cash CalculatorDisclaimer

Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.

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  • Estimated monthly interest earned* $0
  • Monthly ATM fees refunded**$0
Buy vs. Lease CalculatorDisclaimer

This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.

1. Vehicle Info
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2. Loan Details
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3. Lease Details
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CD CalculatorDisclaimer

A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.

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  • Total interest earned $0
  • Annual Percentage Yield (APY)0.000%
Savings Goal CalculatorDisclaimer

Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.

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Simple Loan CalculatorDisclaimer

This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.

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  • Total paid $0
  • Total interest paid $0

Certificates of Deposit (<$100M)

Term Rate APY
3 months 0.80% 0.80%
6 months 1.75% 1.76%
12 months 2.00% 2.02%
18 months 2.50% 2.53%
24 months 2.75% 2.78%
36 months 3.00% 3.04%
48 months 3.15% 3.20%
60 months 3.25% 3.30%

Certificates of Deposit (>$100M)

Term Rate APY
3 months 0.80% 0.80%
6 months 1.80% 1.81%
12 months 2.00% 2.02%
18 months 2.55% 2.58%
24 months 2.80% 2.84%
36 months 3.05% 3.09%
48 months 3.20% 3.25%
60 months 3.30% 3.35%

Kasasa Cash*

Tier Interest Rate Annual Percentage Yield
0 - $50,000 1.49% 1.50%
$50,000+ 0.25% 0.67% to 1.50%
Qualifications not met 0.05% 0.05%

Qualifications

Earning your rewards is as simple as using the free services that come with your account. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle:

  • At least 1 ACH credit or ACH payment transaction
  • At least 12 debit card purchases, each greater than $3.49

And if you don’t meet your qualifications during a cycle, your free account will still earn our base rate. Then you can get back to earning your full rewards the very next month.

Kasasa Saver*

Tier Interest Rate APY
0 - $100,000 0.50% 0.50%
$100,000+ 0.25% 0.375% to 0.50%
Qualifications not met 0.05% 0.05%

Qualifications

Qualifying for your Kasasa Cash or Kasasa Cash Back® rewards automatically qualifies you for the highest Kasasa Saver® rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least 1 ACH credit or ACH payment transaction
  • At least 12 debit card purchases, each greater than $3.49

It's no problem if you miss a qualification cycle. Both accounts are still free and earn our base interest rate. And you can get back to earning rewards the very next month you qualify.

Money Market (Commercial)

Tier Rate APY
$0 - $99,999 0.225% 0.225%
$100,000 - $249,999 0.325% 0.325%
$250,000+ 0.45% 0.45%

Money Market (Consumer)

Tier Rate APY
$0 - $99,999 0.225% 0.225%
$100,000 - $249,999 0.325% 0.325%
$250,000+ 0.50% 0.50%

No Penalty CDs

Term Interest Rate APY
13 months 0.35% 0.35%

Savings Accounts

Account Rate APY
Basic Savings 0.35% 0.35%
Basic Business Savings 0.35% 0.35%

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